Romanov Report

Fault Determination Rules For Accidents

Here are the Fault Determination Rules the insurance industry uses to decide whether you will be deemed to be "Not At Fault", Partially At Fault" or "Completely At Fault" for an accident you were involved in.
 
I have also taken the opportunity to highlight some of the rules that seem unfair and my reasoning why. I am presently working at trying to get these rules fixed. 
 
To view these Fault Rules and Diagrams, click on the link below:
http://www.leeromanov.ca/faultrules.pdf
 
If you are having problems with your insurance company's adjuster in settling your claim, you can escalate it to the insurance company's ombubudsman. For the contact list by insurance company, click on the link below:
/custom/308/images/Insurance Ombudsman contacts d-10-15-2009.pdf
 
Help Change The Fault Rules
 
If you wish to add your support, by your comments, this will help in my presentation to the government for changes.

Your First, and Last Name
Your Email Address
Please tell me how you generally feel about the insurance industry. Do you feel pricing is to high? Coverage is not enough? Fault rules need to be up dates? ...Please keep it clean...

Thank you